Online lending startup LoanTap has raised $4 million from Kae Capital, India Quotient, IFMR and MAS Finance along with other angel investors, in a round that saw a mix of equity and debt instruments. The capital will be used mainly for onward lending. LoanTap has an integrated loan processing platform as well as an in-house NBFC to disburse loans. It offers EMI free loans, personal loans, salary overdraft, rental deposit among other products.